A demand package is read by an adjuster with a queue of files and limited time. The packages that move quickly share the same structure: a clear liability story, damages that are supported by the record, and exhibits that can be checked in minutes.
Liability first
Open with the facts that establish fault and keep them short. Quote the police report, identify witnesses by name and attach the photographs that show the point of impact. If liability is contested, address the defense’s likely argument in one paragraph rather than ignoring it.
Damages the record supports
- A medical chronology that lists each provider, the dates of treatment and the diagnosis in plain language.
- A specials summary that reconciles billed amounts, adjustments and balances, with the bills attached in the same order.
- A short statement of wage loss and future care, with the supporting letters attached.
Exhibits that can be verified
Number every exhibit, reference it in the body of the letter, and keep the order consistent between the index and the PDF. A reviewer who can find the bill you cite will trust the number you quoted.
We assemble packages like this for injury practices every week. If you would like one built from your file, send the records and the deadline through the quote form and we will reply within one business day.